You work hard to earn a living! The trick is making sure you spend the money you bring home wisely. That’s where a household budget comes in. It’s a great tool to see at a glance what you have coming in, and what’s going out. Before we dive into exactly what a budget can do […]
A Canadian view of how to manage your personal finances from Debt Elimination to Investments. Information and tips on Budgeting, Investing, Personal Finance, Real Estate, Retirement, Saving and more.
In my last update I focused mostly on the progress I was making with Debt Elimination, in this update, I am also going to tell you about my Savings and Retirement Planning. There are always differing opinions on finish the debt elimination, emergency savings, retirement savings and the order to do them all in and I […]
A little over 18 months ago, my ex and I made the decision we needed to do something about the debt. We were in WAY over our heads. But action was needed! We had a recommendation from friends to speak with a specific debt management company. It always takes awhile to get the courage to […]
Recently I wrote about starting over from scratch… and doing it with significant debt! I do not in any way shape or form suggest that I am an expert at this… but I do want to share what I have been doing. My financial advisor and my Trustee, think I am doing a great job […]
A year ago… I picked up and walked away. Not only was I ending a very difficult relationship with divorce, I was almost $100,000 in debt. A year ago… I moved to a new city, a new apartment, and started a new job. Freakin’ out! ummm yes! But also determined to start over and start […]